YOUR GIFT CARD IS WORTH LESS THAN YOU THINK.
anything besides
Internet Explorer
The average value of $100 in cash
The average value of $100 in gift cards
How it works trading below par
You'd expect a $100 gift card to be worth $100, the way $100 in cash is worth $100. But it's not. We calculated a gift card's market value by finding out its resale price online. Most gift cards can only be sold for between 50% and 90% of face value.
THE RESALE VALUE OF POPULAR GIFT CARDS
THE SPREAD
We assessed a gift card's value by figuring out how much you could sell it for in a marketplace.
We found that there are big differences among the resale values of various gift cards. For example, a Whole Foods gift card is worth nearly twice as much as a 1-800 Flowers gift card.
WHAT'S YOUR GIFT CARD WORTH?
THE REASONS WHY
While there are some structural reasons for gift cards being worth less than cash, the main reason is that gift cards are more restrictive than cash. They can only be spent at a specific place.
As a result, over time gift cards go unused and are lost or forgotten. Then one day five years later, you find them expired in your bedroom drawer.
Mouse over Tommy's gifts from his
Grandma (right) to see what he thinks
WHAT WE LEARNED
The chart below represents our findings from looking at the data. Take a look and see if you agree with our conclusions.
Each bubble represents a unique gift card or category of gift cards. We've mapped the resale value on the X-axis, and the gift card's overall popularity on the Y-axis. See the sources section for more details.
Click the left and right arrows to see different variations of the data.
SOURCES & METHODOLOGY
Market value
We determined the market value of a gift card as what you could sell it for on the internet. We compiled data from multiple websites that offer to buy gift cards from people.
Popularity
We measured popularity in a fairly indirect way. Each given gift cards was ascribed a traffic score, based on the Google Keywords tool. We tracked several terms-- for example, for Walmart, we ran the terms "Walmart gift card" and "Wal-Mart gift card" into the tool for exact matches and aggregated the results. The axis you see for popularity is on a log scale (base 10).
ScripSmart Gift Card Score ®
Scripsmart rates different gift cards on their overall friendliness to consumers. A special thanks to ScripSmart for providing us access to their data.
Company Size: Sales & Store Count
Where available, we calculated total revenue for particular gift card issuers. These revenue numbers were 2010 full year, and taken from Wikipedia and annual SEC filings. For some conglomerates we were not able to get brand-level data on sales- in those cases, we took the parent company's retail sales and used a proportion based on their store count.
In the coffee panel, we weren't actually able to find revenues for the smaller companies. We used # of US retail locations as a proxy.
Note that all relative sizes of bubbles are on a log basis. So a bubble that looks 2x as big as another represents a 10x difference in company size.